With Apple Pay, you can only pay contacts who have iPhones, though, whereas Venmo and the rest are cross-platform services. Apple Pay Cash, Google Pay, PayPal, Cash App, and Zelle all let you settle up with other people. There are plenty of other choices for paying your friends directly, however. Probably the most buzzworthy mobile payment option is peer-to-peer payments, as exemplified by Venmo. How to Send Money With Mobile Payment Apps Then lend a buddy cash, buy yourself lunch, or go hard with online purchases. Ready to put mobile payment apps to work? First read about their various features to help find a service that best suits your needs.
Likewise, Zelle is often integrated into your bank's app. For example, Apple Pay's in-store payments are built into the Wallet app, and person-to-person payments happen inside the Messages app. Some mobile payment apps, such as Cash App and PayPal, are standalone downloads others are baked into other services. And there's no shortage of mobile payment apps for Android and iOS that let you do exactly that. We handle our smartphones all day, so it only makes sense to use them to make payments. Digital transactions are now commonplace, so you no longer need to dig through your pockets to draw and hand over germ-saturated bills and credit cards.
Read our editorial mission (Opens in a new window) & see how we test (Opens in a new window).Ĭashless and contactless interactions saw a dramatic upswing in the last few years thanks to the COVID-19 pandemic. Since 1982, PCMag has tested and rated thousands of products to help you make better buying decisions. How to Set Up Two-Factor Authentication.How to Record the Screen on Your Windows PC or Mac.How to Convert YouTube Videos to MP3 Files.How to Save Money on Your Cell Phone Bill.How to Free Up Space on Your iPhone or iPad.How to Block Robotexts and Spam Messages.
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